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Despite what you may have been told, the court system has not shut down. They are modifying their procedures but we can still file new cases and move those cases through to a resolution. If you need help with a divorce or other family law matter we are still up and running and here to help you. TSLF was already a paperless law firm before Covid19 and we are completely prepared to handle your case by e-mail and telephone if you are unable to come into one of our offices. Have questions, call us right now and we can get you on the phone with an attorney to help. Visit our Covid-19 page for additional information.

A new start: Steps to reestablishing credit after divorce

| Aug 20, 2016 | Property Division |

The financial outlook you and your spouse shared may change dramatically after your divorce in Georgia. The judge will attempt to make the division of assets and debt fair based the individual income and circumstances of you and your spouse, but the final decree may still result in a situation that is financially challenging. Having good credit may be essential to getting your life reinstated. We at The Siemon Law Firm often provide legal advice about the effects of property division after divorce.

Any joint credit cards or accounts should be canceled as soon as possible. You will still both be responsible for the shared debt, so it is important to prevent your spouse from increasing the amount that will be split between you.

AARP reports that before you begin applying for new accounts to replace the credit cards you shared with your spouse, you may benefit from ordering your credit reports. Evaluating the records provided by Equifax, Experian and TransUnion allows you to analyze your situation and identify inaccuracies that may be corrected.

A secured credit card may be an option if you feel that you need to rebuild your credit, but you are not able to qualify for a traditional card. In addition to maintaining the new account, it is essential to meet all the regular payments due for debts from before the divorce so that there is no further damage to your credit report. More information about the financial aspects of divorce is available on our web page.

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