The Siemon Law Firm
Honest Answers.
View Practice Areas

Insurance issues can be material during the divorce process

The divorce process can be challenging enough as it is, as couples try to divide their personal lives, their assets and even their child custody and child support obligations. Unfortunately, insurance companies have little interest in making this process easier on families. All too often, couples across the country, including in Georgia, come to find that dividing insurance plans and straightening them out generally can be just as complicated as the settlement process as a whole.

A number of challenges face divorced many individuals seeking independence from their ex-spouses. In some cases, a lack of cooperation from one spouse can make it all the more difficult to be released from a policy -- or, by contrast, to continue to receive coverage as laid out in the settlement process.

One further complication is that the lack of employment at the time of a divorce could make it difficult for some former spouses to get the coverage they need. As a result, they're often forced to pay for insurance on their own -- and at a much higher cost.

When it comes to health insurance, it's important to notify the insurance provider of changes in marital status. A failure to do so can constitute insurance fraud. If necessary, divorced individuals are often eligible for temporary health coverage under the federal COBRA program.

Life insurance, though, is another matter. Sometimes individuals can struggle to be released from a policy, and former spouses may be resistant to cooperate in such matters. To avoid this mess, it is best to address life insurance in the divorce settlement process.

The same rule applies for home, car and other forms of insurance, as well as how children will continue to be covered after the divorce. If you can handle these issues while you have an experienced lawyer working on your behalf, you'll be much more likely to enjoy a clean break and accommodating insurance coverage after your divorce has been finalized.

Source: Reuters, "How to untangle your insurance plans in divorce," Geoff Williams, Sept. 11, 2012

  • Our experienced family law firm has handled all aspects of divorce for our clients throughout Fulton County and Georgia for many years. For information on our firm and practice, and how we can help you, please visit our Georgia Divorce page.

No Comments

Leave a comment
Comment Information
Contact our Georgia Family Law Firm by calling 770-888-5120 or by completing this contact form. An attorney will respond within 24 business hours.

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

The Siemon Law Firm
347 Dahlonega Street, Building 100
Cumming, GA 30040

Phone: 770-888-5120
Cumming Law Office Map

The Siemon Law Firm
4555 Mansell Road, Suite 300
Alpharetta, GA 30022

Phone: 770-888-5093
Alpharetta Law Office Map

The Siemon Law Firm
3400 Peachtree Rd NE, Suite 555
Atlanta, GA 30326

Phone: 770-888-5078
Atlanta Law Office Map

The Siemon Law Firm
One Parkway Center
1850 Parkway Place
Suite 715
Marietta, GA 30067

Phone: 770-888-5312
Marietta Law Office Map