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Prenups: Tools That Encourage Talking About Money, Security

Fulton County residents are no different from their counterparts in the rest of the country when it comes to prenuptial agreements (also commonly referred to as premarital agreements). That is, most married couples do not have them, and most couples about to marry do not intend to get one. In fact, a recent survey indicates that prenups feature in about three percent of new marriages, with about 20 percent of couples in second marriages having one.

Still, those numbers reflect a rise and a growing realization among many people that executing a prenuptial agreement -- stigmatized by some as a wrench thrown into what should be a focus on blissful marital emotions -- can be an eminently reasonable thing to do.

Indeed, family law experts say that having one can make a great deal of sense in a lot of cases. Americans are marrying at an older age than they once did and, because of that, often bringing substantial assets and, sometimes, liabilities into a marriage. It is no surprise that prenups are more common in high-asset marriages, where there is more at risk and more to protect.

Estate planners, financial advisors and family law attorneys say that focusing on such things prior to marriage is more a responsible act that can placate concerns and provide security going forward than it is an impediment to love and trust. Thinking and talking about money concerns, assets and debts can be quite a good thing at the time a relationship turns serious, and a prenuptial agreement can serve to be a very effective planning tool.

Laws differ among states, though, when it comes to marriage and property. An experienced prenuptial agreement lawyer can provide knowledgeable information and answer questions about this potentially valuable tool for many couples.

Related Resource: "Five Tips on Planning a Prenuptial Agreement" April 5, 2011

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